Step daughters/Do-good-Mom/first Monday/Chloe/caress
(Todo Chloe is surprisingly responsive to this and it could lead to rubbing her or even sucking her without to much repercussion ... as long as you remember to tell her not to worry her mother with such things because Anna already has so much in her mind. If you went gently and respectfully this should work. On the other hand if you get naked just here Chloe would likely be very uneasy and tell her mom)